What are the cheapest cars to insure?
As you may already know, one of the highest annual motoring costs for most people is insurance.
We all know that having car insurance is indispensable.
It covers the cost of repairs if and when you do get into an accident; it also saves you from legal issues that might come up when you cause an accident, and it covers hospital bills.
The listed benefits cannot be done away with, but, is there a possible way to insure your car without breaking your bank to do so?
Indeed there is.
The factors that affect the cost of car insurance are the size of the engine, the modifications of the car, security features, and the safety rating.
These factors, alongside others, determine the cost of insuring a vehicle.
Insurance companies are more likely to lower their rates when they trust the safety statistics of your car.
As a result, you don’t necessarily have to empty your account to purchase and insure your car.
There are cheap cars that come with great features and gadgets and are also cheap to insure.
Knowing that there are lots of cars to choose from, we have decided to compile a list of such cars to help you out.
The Cheapest Cars to Insure Right Now
Volkswagen Polo
This is one of the cheapest cars to insure.
The Volkswagen Polo is comfortable and elegant.
With its plenty of seat adjustments and headroom, it is easy to get comfortable inside this car.
It is also easy climbing into the back seat of the Polo as it has rear doors.
The interior is filled with a soft, plastic material that gives it the air of being roomy.
All Volkswagen Polo comes with a sophisticated touchscreen entertainment system.
The only drawback with this car is the engine; it is a low powered, 1.0-liter engine, which is relatively slow.
On the brighter side, it gives you more time to enjoy the car’s interior.
Ford Fiesta
The Ford Fiesta is an affordable vehicle to drive.
Though a small car, its styling definitely speaks volumes.
The car comes with a clean and economical fuel unit, more legroom, and safety technology.
The car has a 1.1-liter engine and an impressive console.
The many buttons have been done away with and are now replaced with fewer buttons and an 8-inch touchscreen entertainment system.
The rear seat offers about 16mm more legroom which is supported by new slim-back seats that are softer and offer greater support.
Due to the Fiesta’s wider tailgate, there is easier access to the boot, a larger glove compartment, and a 1-liter media bin in the center console.
The Ford Fiesta has earned a reputation for being one of the cheapest cars to use and insure.
Hyundai i10
The Hyundai i10 is an excellent hatchback that’s built with standard equipment, which includes air-conditioning and a touchscreen entertainment system that is easy to use.
It comes with ample legroom for the average-sized adult and a boot large enough for a weekly run to the supermarket.
Taller passengers can also get comfortable for shorter trips.
Due to its small size and light controls, navigating around town is relatively easy, and parking is no trouble.
A drawback is a 67hp engine, which demands that the engine be pushed hard to keep up with traffic.
Nissan Micra
Still on the cheapest cars to insure, the Nissan Micra is another such car with an engine of 900cc and 1.0 liters, which minimizes the costs of running it.
Don’t let the size fool you; it is a great car and comes with a lot of great features.
It has a brushless electric power steering, which makes for a more fantastic steering feel and response.
The interior is well insulated against noise, with much attention paid to improving the driving experience through a lower driving position.
More cabin space is guaranteed, and with the wing-shaped dashboard, it gives off a spacious look.
Volkswagen Up
This car has been around for a while now and is still at the top of its game.
The interior though simple in appearance, is fully equipped with standard gear such as a 5-inch touchscreen, DAB radio, and air-conditioning.
It has a spacious cabin, spacious enough to seat four regular adults.
As you might expect, the 60hp engine is the challenge.
It needs to squeeze hard to get it to keep up in traffic.
SEAT Ibiza
SEAT Ibiza is a safe and reliable car with a spacious cabin and a big boot.
Though spacious, some of the materials used inside do feel cheap in some places.
The boot has a storage capacity of about 355-litre.
The interior, though, could use some more styling.
It has a black and white touchscreen for entertainment, which feels old-fashioned.
With a 1.0 liter engine, which produces 74hp, you will need to plan your time really well to make your destination in time.
Skoda Fabia
This is a small, simple car with substantial space in the back and in the boot.
The vehicle can comfortably seat four adults, and with its roomy boot, all their luggage is secured.
The car is quite reliable and really economical to run.
With its 60hp 1.0-liter engine, however, you learn to take your time going somewhere.
Fiat Panda
Another cheap car to insure is the Fiat Panda.
The Fiat is a cute car with a 900cc or 1.2L engine.
The engine aside, it is a great performing car.
Designed with a squarical theme, which is seen all over the vehicle from the headlamps to the wheel arches to the rear side window, the vehicle has this friendly appearance about it.
The theme is also prevalent in its interiors, which gives it a sense of the original Eighties Panda.
The cabin is spacious, and with boot storage of 225-litre, large items can be comfortably transported.
Due to its rear seat design, two adults can be comfortably seated there. The Fiat Panda is a great car to run and a cheap one to insure.
Dacia Logan
The Romanian manufactured car is increasing in popularity as one of the cheapest cars to insure.
It has an engine of 900cc and 1.0L option, which equals lower costs of running.
The Logan is a practical-looking car with great carrying capacity.
It has a boot capacity ranging from 573-liters to 1518-liters in total.
The Logan also has a spacious rear seating area, which is not entirely apparent from the exterior.
It has a smart interior with satin-effect chrome finishing forehead dashboard, an intelligent steering wheel, and some soft-touch surfaces found in higher variants of the car.
The interior is well arranged and offers about 16-liters of space, including front and rear bins, cubbies, and a storage tray on the dashboard.
The low selling price of the car means that the burden is taken out of car ownership.
Kia Rio
The Kia Rio is the car for you if you are looking for a vehicle of Korean build with cheap insurance.
This car has a distinctive design and maintains the “tiger-nose” grille matched with a lower, wider front bumper and new fog lamp housing.
These features give the front of the car a smoother and more focused appearance.
The interior is graced with a larger 8.0-inch centered touchscreen and a high-resolution 4.2-inch digital display on the driver’s instrument panel.
The rear seat can comfortably seat two full-size adults while the boot has a storage capacity of 325-litre, which is quite large for a car of its type.
There you have it, the cheapest cars with least insurance costs.
We hope you found this compilation useful.
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